online dating chargebacks

It’s All Fun and Bondage Games Until Chargebacks Land You a Merchant Termination Letter

According to Pew Research, 15% of U.S. adults say they have used an online dating site or a mobile dating app. Dating services are a $2.5 billion business in the U.S. and online dating services in particular account for a healthy 70% of that. People love matchmaking sites and they’re willing to pay for a…

customized payment processing

Why Cookie Cutter Payment Processing is for the Birds

It’s rare to find a one-size-fits-all solution for anything in business, let alone payment processing. Each business has its own unique business model, pain points and selling proposition. So why would you consider a one-size-fits-all solution for payment processing? The answer is because there are plenty of cookie cutter payment processors out there, all boasting…

Subscription, SaaS and recurring

Subscription, SaaS and recurring: Is Payment Processing Causing More Churn?

If you’re a subscription, SaaS and recurring billing merchant, there’s no doubt customer retention and churn are top of mind. Gaining loyal customers is imperative to a healthy business, but did you know that who you choose to process payments can impact how long your customers stick around? An ineffective and clunky payments processing operation…

payment processor

3 Things Merchants Need to Know When Choosing a Payment Processor

Merchant services is a growing industry, with more players entering the game every day. There is a payment processor for every business type: those that provide low-risk merchant accounts, those that provide high-risk merchant accounts and specializations that run the gamut in between. With all the options available, it can be dizzying for merchants to choose…

chargebacks

5 Ways to Kill Chargebacks Without Killing Online Sales

Chargebacks are a serious problem for card-not-present (CNP) merchants and the problem is only getting worse. As U.S. merchants continue to adopt the EMV standard, fraudsters are increasingly shifting their efforts online, where there are more vulnerabilities. Aite group reported in 2015 that credit card fraud had experienced a 100% increase in the U.S. from…

processing credit card payments

Risky Business: What Startups Don’t Know About Processing Credit Card Payments

Startups are in a precarious position when it comes to processing credit card payments online. Stuck between a rock and a hard place, these businesses have two options: risk it with a traditional merchant account provider or open shop with a disruptive payments technology like Stripe or PayPal. It may not seem like a tough decision…

Online Gambling Merchant Accounts

What is the Best Bet for International Online Gambling Merchant Accounts?

Online gambling merchants are some of the most high risk business models out there for banks. As such, online gambling merchant accounts are hard to come by. The reputation risk of being associated with gambling along with heightened fraud and money laundering risks can alienate major mainstream banks and credit card processors from offering a merchant…